Goal #4: Save More Money

Goal #4 for 2011 is to Save More Money.  I'm trying to stick to simple ways to do this as I don't have time to engage in an elaborate system.  Step One is to Set Clear Financial Goals.  Here's what I've got:

1. Consolidate my bank accounts (I just have too many).
2. Create a real balance ledger system for all of my accounts -- including retirement.
3. Increase my retirement savings by 1% by mid-summer.
4. Despite the large tax bite taking classes will have on my paycheck (see Goal #1), continue with current savings rate.